[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.bornet.sk\/p2p-pozicka-pre-kazdeho\/#Article","mainEntityOfPage":"https:\/\/www.bornet.sk\/p2p-pozicka-pre-kazdeho\/","headline":"P2P p\u00f4\u017ei\u010dka pre ka\u017ed\u00e9ho","name":"P2P p\u00f4\u017ei\u010dka pre ka\u017ed\u00e9ho","description":"O tom \u010di sa oplat\u00ed po\u017ei\u010da\u0165 si peniaze od banky, svojich zn\u00e1mych alebo od ne-bankoviek sa u\u017e toho nap\u00edsalo a\u017e a\u017e. V tomto \u010dl\u00e1nku rad\u0161ej … ","datePublished":"2019-05-25","dateModified":"2024-02-20","author":{"@type":"Person","@id":"https:\/\/www.bornet.sk\/author\/#Person","name":"","url":"https:\/\/www.bornet.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/69bd9b72104e3ccfb6214cbd23cb226f96c6ecf33a2a351fa1d4682235118df3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/69bd9b72104e3ccfb6214cbd23cb226f96c6ecf33a2a351fa1d4682235118df3?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"bornet.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.bornet.sk\/wp-content\/uploads\/img_a302984_w16546_t1562596943.jpg","url":"https:\/\/www.bornet.sk\/wp-content\/uploads\/img_a302984_w16546_t1562596943.jpg","height":0,"width":0},"url":"https:\/\/www.bornet.sk\/p2p-pozicka-pre-kazdeho\/","wordCount":508,"articleBody":"O tom \u010di sa oplat\u00ed po\u017ei\u010da\u0165 si peniaze od banky, svojich zn\u00e1mych alebo od ne-bankoviek sa u\u017e toho nap\u00edsalo a\u017e a\u017e. V tomto \u010dl\u00e1nku rad\u0161ej predstav\u00edme spolo\u010dnosti ktor\u00e9 pon\u00fakaj\u00fa takzvan\u00e9 Peer to Peer p\u00f4\u017ei\u010dky. Na internete ich n\u00e1jdete pod skratkou P2P p\u00f4\u017ei\u010dky. \u017de neviete o \u010do sa jedn\u00e1? V podstate ide o po\u017ei\u010diavanie si pe\u0148az\u00ed navz\u00e1jom medzi \u013eudmi pri\u010dom cel\u00e9 to zabezpe\u010duje sprostredkovate\u013e ktor\u00fd si za to p\u00fdta \u010dasto kr\u00e1t zanedbate\u013en\u00fd poplatok. A tak celkov\u00e9 preplatenie \u00faveru je o \u010dosi lacnej\u0161ie ako je tomu napr\u00edklad v pr\u00edpade b\u00e1nk. V tomto pr\u00edpade nesie najv\u00e4\u010d\u0161ie riziko s\u00e1m investor preto\u017ee sa mu v\u00e1m po\u017ei\u010dan\u00e9 peniaze nemusia vr\u00e1ti\u0165. Pr\u00edpadne sa mu vr\u00e1ti iba istina ak nebudete schopn\u00fd peniaze spl\u00e1ca\u0165. Dos\u0165 bolo re\u010d\u00ed, po\u010fme sa pozrie\u0165 ak\u00e9 s\u00fa na Slovensku mo\u017enosti po\u017ei\u010dania si pe\u0148az\u00ed t\u00fdmto sp\u00f4sobom.\u00a0\u017dlt\u00fd mel\u00f3n\u00a0Prvou mo\u017enos\u0165ou je po\u017ei\u010da\u0165 si peniaze na \u017dltom mel\u00f3ne. Ten vyu\u017e\u00edva formu takzvan\u00e9ho kolekt\u00edvneho po\u017ei\u010diavania si pe\u0148az\u00ed. To znamen\u00e1 \u017ee na va\u0161u p\u00f4\u017ei\u010dku sa posklad\u00e1 hne\u010f nieko\u013eko \u013eud\u00ed a ke\u010f sa nazbiera potrebn\u00e1 suma a vy akceptujete podmienky \u00faveru. Tak a\u017e potom sa prist\u00fapi k samotn\u00e9mu \u00faveru. Z cel\u00e9ho procesu je banka vynechan\u00e1 a tak je dos\u0165 pravdepodobn\u00e9 \u017ee dostanete v\u00fdhodnej\u0161ie podmienky.\u00a0Majak\u00a0Nie nadarmo sa hovor\u00ed \u017ee ak nechcete strati\u0165 smer nesmiete sa presta\u0165 obzera\u0165 kde sa nach\u00e1dza maj\u00e1k. Ak sa v\u00e1m u\u017e ale stalo \u017ee ste ten v\u00e1\u0161 smer predsa len stratili a na cestu sp\u00e4\u0165 potrebujete finan\u010dn\u00fa injekciu. Tak Maj\u00e1k je to spr\u00e1vne miesto kde v\u00e1m ochotne a za f\u00e9rov\u00fdch podmienok pom\u00f4\u017eu. V\u00fdhodou po\u017ei\u010dania si pe\u0148az\u00ed na Maj\u00e1k-u je mo\u017enos\u0165 zvoli\u0165 si p\u00f4\u017ei\u010dku presne pod\u013ea svojich predst\u00e1v, a navy\u0161e skuto\u010dne bez skryt\u00fdch poplatkov. Nepo\u017ei\u010diavate si od nejakej organiz\u00e1cie ktor\u00e1 to cel\u00e9 riadi niekde na pozad\u00ed, ale od \u013eud\u00ed ako ste vy s\u00e1m. No na rozdiel od v\u00e1s oni maj\u00fa naopak nejak\u00e9 peniaze na viac a chc\u00fa takto pom\u00f4c\u0165 ostatn\u00fdm v n\u00fadzi.\u00a0Finzo\u00a0Posledn\u00fdm dnes spomenut\u00fdm bude Finzo. Tak ako predo\u0161l\u00fd aj on pon\u00faka peniaze formou P2P p\u00f4\u017ei\u010diek. Tie\u017e sp\u00e1ja \u013eud\u00ed ktor\u00fd maj\u00fa peniaze na viac a nechc\u00fa ich necha\u0165 doma pod vank\u00fa\u0161om alebo banke na poplatkoch. Ale rozhodli sa pom\u00f4c\u0165 t\u00fdm menej \u0161\u0165astn\u00fdm a tak aj v\u00e1m pom\u00f4\u017eu pre\u017ei\u0165 \u0165a\u017ek\u00e9 chv\u00edle ktor\u00e9 v\u00e1m \u017eivot nadelil. Samozrejme mysl\u00edme t\u00fdm iba finan\u010dn\u00fa str\u00e1nku ke\u010f\u017ee napr\u00edklad tak\u00e1 svadba je sk\u00f4r radostn\u00e1 udalos\u0165 ale povedzte to va\u0161ej pe\u0148a\u017eenke.                                                                                                                                                                                                                                                                                                                                                                                        4.6\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P2P p\u00f4\u017ei\u010dka pre ka\u017ed\u00e9ho","item":"https:\/\/www.bornet.sk\/p2p-pozicka-pre-kazdeho\/#breadcrumbitem"}]}]